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What are three reasons that an overpayment from an insurance carrier can occur?

Some less common reasons include: Rushing through processing. New payments/clients. Applying claims to the wrong account or transaction. Using incorrect c...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What does a special rapporteur do?

Special rapporteurs are in charge of holding inquiries into violations and to intervene on specific issues or urgent situations. They therefore play an im...

How is insurance premium treated in final accounts?

At the end of any accounting period, the amount of the insurance premiums that remain prepaid should be reported in the current asset account, Prepaid Ins...

How can an insurer cancel a policy?

In most states, an insurance company must give a policyholder written notice of cancellation at least 30 days before canceling the policy. 1 The policy c...

What happens if a minor crashes a car?

When a minor drives a car, the insurance of the vehicle’s owner should cover damages related to an at-fault auto accident. You will go about your claim as...

Who is the woman in the Allstate ads?

Rachel Grate Rachel Grate, Rachel is an actress who has been acting since she was 5 years old. Allstate: Smooth, Wig, Roll Up, Love Song. Milana Vayntrub ...

What is a claim to an insurance company?

An insurance claim is a request by the policyholder to have the insurance provider compensate them for a loss. Insurance claims are handled by adjusters, ...

Does car insurance start at midnight?

Midnight is when both hands are pointing to twelve and that is when the calendar clicks forwards which makes it midnight for the new day to my mind. It ex...

How do you read insurance limits?

Liability insurance is broken down into three amounts: per person limit for bodily injury, per incident limit for bodily injury, and a property damage lim...

How long does a car accident affect your car insurance?

A premium increase after an accident will usually last anywhere from three to five years — but, again, this varies by company and state. Often, the surcha...