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Can you get a loan without verifying income?

Borrowing money without having an income is possible. While a lender will be interested in your income, their main concern is your credit score. There are...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can a spouse access a safe deposit box?

Just because you may have a key to the safe deposit box does not authorize you to access the contents of the safe deposit box. If you are a lessee, co-ten...

Can my niece sponsor me in USA?

As a general rule, it is impossible to obtain U.S. green cards for one’s grandparents, aunts, uncles, nieces, nephews, and more extended relations – unles...

How is remainder interest calculated in a life estate?

Find the client’s age in the Age column and then go to the column called Life Estate. Take the percentage listed here and multiply it by the TOTAL value o...

Can my partner force me out of my home?

Your ex can try to force you out of the home, but they cannot legally. Until the divorce is finalised, you both have the right to remain in the home. Does...

What is the LTV between 30 to 75 lakhs loan amount?

80% RBI Guidelines on LTV 30 lakh and up to Rs. 75 lakh, the LTV ratio limit has been set to up to 80% while for loan amounts above Rs. 75 lakh, the LTV r...

Why is my refund significantly lower than last year?

One significant reason for lower refunds is that new tax laws and reforms that took effect a few years ago cut several popular deductions (e.g. personal e...

How is Ebitda LTM calculated?

To calculate the LTM EBITDA, for example, add the EBITDA from the most recent stub period to the latest full-year EBITDA, and subtract the EBITDA from the...

Who started freelancer?

Matt Barrie Is freelance considered employment? A freelancer is considered a self-employed person who: Pays their own self-employment taxes. Doesn’t have ...

What is needed to start a corporation?

Did you know? To become a corporation, you will need to hire an attorney, appoint directors and a registered agent, create bylaws, issue stock, and file a...