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Can husband and wife have different health insurance?

You have the option of putting both spouses on one plan or selecting two different plans. You can pick separate plans even if you’re enrolling in the exch...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can a person Drive my Car if they are not on my insurance?

As long as you give permission to somebody to drive your vehicle, they will be allowed to drive your vehicle even if they are not listed on your insurance...

What is the contract between an insurer and insured?

The contract of insurance between an insurer and insured is based on certain principles, let us know the principles of insurance in detail. The concept of...

What is the annual premium?

An annual premium is a fee paid to an insurance provider in exchange for a one-year insurance policy that guarantees payment of benefits for certain cover...

How does a life insurance payout work?

Life insurance payouts are sent to the beneficiaries listed on your policy when you pass away. But your loved ones don’t have to receive the money all at ...

What is the lost time injury frequency rate?

Lost time injury frequency rate (LTIFR) refers to the amount or number of lost time injuries, that is, injuries that occurred in the workplace that result...

What is the average cost of insurance in Kentucky?

Average car insurance rates in Kentucky by city For our sample driver, the average cost of car insurance in Kentucky was $1,549 per year for a minimum-cov...

How do you find out if someone is beneficiary?

If a loved one has passed and you are the beneficiary, you can find out if there is unclaimed money or unclaimed property by performing a search at a free...

Does full coverage insurance cover a rental?

In most cases, your existing car insurance will automatically extend accident benefits and third party liability coverage to the rental vehicle. The limit...

At what point must an outline of coverage be delivered quizlet?

The outline of coverage describes the benefits and features of health insurance policies, and must be provided at the time of application, but no later th...