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What is the difference between conventional and takaful insurance?

Unlike conventional insurance, which risk is transferred from the insured to the insurer, the Takaful Insurance mutual risk is shared amongst the particip...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does act of God raise insurance rates?

It won’t affect your insurance anyways.” In the aftermath of natural disasters, such as hail or windstorms, you often similar things from roofing salesmen...

How does a group insurance policy work?

The group insurance cover is the single contract taken by a group administrator (i.e. a company, a society, etc.). The contract provides coverage to multi...

What are the accounts included in the final accounts of insurance?

The Final Accounts of General Insurance Companies include Revenue Account, Profit and Loss Account, and Balance Sheet. Can two people be insured under the...

Does homeowners insurance have to be in both names?

Always put the policy in both names if the real estate is owned jointly. Some insurance companies will allow the remaining spouse to submit documentation ...

Where is the unemployment funds coming from?

State unemployment benefits are funded by special federal and state taxes on employers. Each state sets its own tax rate and benefit payment amounts. When...

Which mutual fund gives insurance?

Fund houses like ICICI Prudential Mutual Fund, Reliance Capital Asset Management Company and Birla Sun Life Mutual Fund have been launching insurance-wrap...

What is the average insurance cost for a small business?

While there really are no average business liability insurance costs for both small and large businesses, we can consider some sample scenarios. A sole pr...

Can you get term life insurance without a physical?

Most life insurance policies, like term life insurance, require a medical exam. There are two types of life insurance policies available without a medical...

How do you get licensed to sell insurance in South Carolina?

How to Get Your South Carolina Insurance License Complete an Insurance Prelicensing/Exam Prep Course. Pass Your South Carolina Licensing Exam. Apply for a...