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How many times can you be late on car insurance?

A typical car insurance grace period is 10 days from the payment due date, but depending on your insurer, you could have anywhere from 0 to 30 days to mak...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Who bought Standard insurance?

On July 23, 2015, Meiji Yasuda, a Japanese mutual insurance group, made an offer to purchase Stancorp Financial for $5 billion….Standard Insurance Company...

Is Central United Life insurance the same as Manhattan Life insurance?

What is ManhattanLife (Central United Life)? Central United Life Insurance Company was formed in 1963, a subsidiary of Central Mutual Insurance. In 1993, ...

Do traffic points transfer from NY to NJ?

Yes, motor vehicle points do transfer from NY to NJ. A New Jersey driver that is convicted of a moving violation in New York will be given 2 points by New...

Does landlord cover tenant negligence?

If a tenant accidentally damages your property, your landlord insurance policy may help. Landlord insurance typically includes dwelling coverage, which he...

What is mortgage PMI rate?

PMI typically costs 0.5% – 1% of your loan amount per year. Let’s take a second and put those numbers in perspective. If you buy a $300,000 home, you woul...

Can you be arrested in Georgia for driving without insurance?

If a driver does not have adequate insurance or a vehicle is not adequately insured by its owner, they will be charged with Driving Without Insurance in G...

Do you have to offer health insurance to all your employees?

However, under the Affordable Care Act (ACA), employers with 50 or more employees or 50 full-time equivalent (FTE) employees who don’t offer health covera...

How do I get my insurance license in SC?

How to Get Your South Carolina Insurance License Complete an Insurance Prelicensing/Exam Prep Course. Pass Your South Carolina Licensing Exam. Apply for a...

Does homeowners cover motorcycle theft?

Your motorcycle will not be covered if it is included in the damage done to your home as a result of any covered perils on your homeowner’s policy. Motorc...