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What happens when you go 50 over the speed limit?

If you received a citation for driving 50 MPH over the limit, the infraction is a non-criminal offense with harsh penalties. If you’re convicted, you coul...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is indemnity payment in insurance?

Indemnity Payments — (1) The losses paid or expected to be paid directly to an insured by an insurer for first-party (e.g., property) coverages or on beha...

How do I make my insurance company successful?

9 Insurance Agency Growth Strategies From 3 Successful Agents Set goals. Invest in your staff. Create a winning environment. Establish a marketing game pl...

How long does a moving violation stay on your record in Massachusetts?

six years Each violation has a statutorily prescribed “point” value that stays on a driver’s record for six years. If you choose to dispute a ticket, you ...

Can the IRS take money from a life insurance policy?

If the insured owed taxes at the time of his death, the IRS cannot seize the benefits paid to a beneficiary from his life insurance policy. In other words...

Can you be refused insurance?

Insurance and Discrimination Insurers decide whether to offer you insurance and how much to charge you based on the risk of something happening to you. So...

Is cracked foundation covered by home insurance?

Unfortunately, most foundation damage is not covered by your home insurance policy. Damage caused by floods or earthquakes is typically only covered if fl...

What factors have influenced the cost of health care and medical services in our society?

A JAMA study found five factors that affect the cost of healthcare: a growing population, aging seniors, disease prevalence or incidence, medical-service ...

What is commercial auto insurance used for?

Commercial vehicle insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets, as well as small businesses, sh...

What company owns Cargill?

Cargill family Cargill remains a family-owned business, as the descendants of the founder (from the Cargill and MacMillan families) own over 90% of it….Ca...