The Daily Horizon

Featured Article

When was IIHS founded?

1959 Insurance Institute for Highway Safety/Founded IIHS was founded in 1959 by three major insurance associations representing 80 percent of the U.S. aut...

Read Full Article Browse science

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What are the common terms of auto insurance?

Below you’ll find definitions of some of the most common terms used when dealing with auto insurance. Adjuster. Bodily injury liability. Claim. Collision ...

Is flood insurance effective immediately?

MYTH: You can’t get flood insurance immediately before or during a flood. TRUTH: You can get National Flood Insurance at any time. However, there is a 30-...

Can I add my 22 year old daughter to my health insurance?

Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. Child...

Does State Farm cover engine failure?

Does State Farm cover engine failure? Yes, if you have State Farm® Comprehensive Coverage. Comprehensive coverage covers a vehicle that’s stolen or damage...

How can I grow my title company?

5 Proven Ways to get More Business From Your Title Company… Make sure your website is mobile-friendly. More and more agents are utilizing mobile devices t...

Can you find out why a car has a salvage title?

What’s in the vehicle history report – The vehicle history will give you a better idea of why a vehicle received a salvage title. What’s in the insurance ...

How can I be the best insurance salesman?

These simple insurance sales tips can help you increase your commission! Build trust and confidence by dressing professionally. Demonstrate knowledge and ...

What are insurance contract requirements?

In general, an insurance contract must meet four conditions in order to be legally valid: it must be for a legal purpose; the parties must have a legal ca...

What losses does renters insurance cover?

Renters insurance is an insurance policy that can cover theft, water backup damage, certain natural disasters, bodily injuries and more in a rented proper...