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What insurance do I need to sell on eBay?

Employers’ liability insurance to cover the people who work with/for you, including employees, volunteers and apprentices, for illness and/or injury. Stoc...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is cap in medical insurance?

In a group health insurance plan, an insurer can apply caps on certain expense heads. Capping refers to the maximum amount or the limit that the insured c...

What insurance do I need as an estate agent?

What insurance is available for estate and letting agents? Professional indemnity insurance. For estate agents, professional indemnity insurance can be he...

Does homeowner insurance cover pet injuries?

Are pets covered under home insurance? Pets are family. As such, damages they inflict on others’ person or property may be covered under home insurance po...

How many houses are there in the whole world?

How many houses are there in the world? – Quora. There is a list of population and housing in a Wikipedia article, for many countries. I summed the housin...

Do Owner operators need cargo insurance?

Cargo insurance is another must. Owner-operators must have at least $5,000 in coverage, but can be significantly more depending on the freight being haule...

Can I buy my wrecked car from insurance?

Many insurers will allow you to “buy back” a vehicle they have totaled out if you wish to repair it and make it roadworthy again. If you wish to buy back ...

Can a father leave his life insurance to his second wife?

A father marries a second time and has children from that marriage. He can leave money to a child from his first marriage, or even to his first wife, with...

How do insurance excesses work?

If you need to make a claim on your car insurance, the excess is the amount you agree to pay towards the claim. It’s made up of two parts – compulsory and...

How long must insurers maintain records of their advertisement?

All advertisements shall be maintained in the file for a period of five (5) years after discontinuance of its use or publication. What are the obligations...