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Can you get life insurance on someone not related to you?

You can’t take out a life insurance policy on a stranger or even someone you just casually know. “You have to have an insurable interest in that person,” ...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How do you call a customer for insurance?

Insurance sales calling best practices Make your intro to-the-point. Tell the benefits of your insurance policy to the customer and their peers who have b...

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Does insurance cover an accident if it was your fault?

If you’re in an accident, whether it’s your fault or not, your optional collision insurance can step in and help pay for damages to your vehicle. Typicall...

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What information do you need for homeowners insurance?

To get a homeowners insurance quote, you’ll typically be asked to provide identifying information such as your birth date and Social Security number, as w...

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What breed of dogs are not covered by homeowners insurance?

The dog breeds that are most commonly excluded from a homeowners insurance policy include: Rottweiler. Pit Bull. Staffordshire Terrier. Doberman Pinscher....

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Are primary and secondary insurance billed at the same time?

It is a common mistake to think that primary and secondary insurance claims get billed out at the same time. However, this is incorrect. When billing for ...

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How are shadow banks different from traditional banks?

A traditional bank would generally take in deposits to lend loans to the ones seeking, but shadow banks don’t; they have different ways to build their loa...

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Can a health insurance policy cover a group?

Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health me...

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How do I write an employee clearance letter?

(Employee name) has worked for two/three years (More/less) with (Department name and Company name). S/he got the clearance at the time of resignation from...

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What is covered under Coverage C of the homeowners policy?

Personal property coverage, which is Coverage C within home insurance policies, helps to pay for your personal items that have been damaged, destroyed or ...

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