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The Daily Horizon
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Do you need to be insured as a learner driver?

You need your own insurance as a learner driver if you’re practising in a car you own. If you’re practising in someone else’s car, you need to make sure t...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does your auto insurance cover borrowed car?

In general, insurance coverage for an insured driving someone else’s vehicle is the coverage he carries for his own vehicle. The driver’s personal coverag...

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What are some benefits for being a lawyer?

Benefits for Lawyers Medical and dental plans. Short- and long-term disability plans. Health care reimbursement account through pre-tax deductions. 401(k)...

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What qualifies as an accidental death for insurance?

What is Considered Accidental Death? Insurance companies define accidental death as an event that strictly occurs as a result of an accident. Deaths from ...

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Does car year affect insurance?

The year a vehicle was made can impact auto insurance rates, but not necessarily in a harsh way. A new car is likely to come with a costlier premium, but ...

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Does CT allow domestic partnerships?

If you have a civil union (or registered domestic partnership) from another state, Public Act 09-13 clarifies that Connecticut will grant you the same rig...

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Can you go to jail for driving without insurance in Georgia?

Driving without insurance in Georgia can incur serious penalties, depending on the circumstances. You could face up to $185 in fines and a year in jail an...

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Is motorcycle insurance cheaper for teens?

Generally, the cost of motorcycle insurance for young riders is more expensive than the typical premiums most people see. It can be equally difficult for ...

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Does car insurance cover damage from ponding water?

If your vehicle is totaled by water damage, comprehensive coverage helps pay to replace your vehicle, up to its depreciated value (called “actual cash val...

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Does insurance cover if my car blows up?

The National Association of Insurance Commissioners says that maintenance, such as an oil change, is typically not included in car insurance coverage. Whe...

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