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Why is rural insurance important?

Rural insurance ensures that families living in rural areas have a safe and secure future so that they can lead a happy life. The insurance helps them to ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Which is the oldest insurance company in the world?

1710 Charles Povey formed the Sun, the oldest insurance company in existence which still conducts business in its own name. It is the forerunner of the Ro...

How does an insurance bond work?

Surety bonds are designed to ensure that principals act in accordance with certain laws. If the principal breaks those terms, the harmed obligee can make ...

What does single trip mean?

A single trip policy covers you for just a single holiday and ends when you come home. This type of policy is cheaper than an annual one – but if you go o...

What does PMI insurance cover?

What Is Private Mortgage Insurance (PMI)? PMI will reimburse the mortgage lender if you default on your loan and your house isn’t worth enough to repay th...

How profit is ascertained by a life insurance company?

Most insurers try to price their policies such that the total premiums collected each year are equal to the total amount of claims paid and expenses. Basi...

Who is the guy in the new Allstate Commercial 2021?

Dennis Haysbert Geico experiments with a bunch of ad campaigns all at the same time, but they often feature the GEICO gecko. And Allstate has Dennis Haysb...

Can I claim insurance for self accident?

Own damage claim: You can file an own damage claim in case of any loss or damage caused to your insured car due to an accident. Your insurer for pay for t...

Does California require all vehicle liability insurance?

Most people show financial responsibility by buying auto liability insurance. California law states, “All drivers and all owners of a motor vehicle shall ...

Is flood insurance replacement cost or actual cash value?

A standard flood insurance policy pays for the replacement cost of your home or the actual cash value of damages, up to the policy limit. Flood insurance,...