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Can you claim a lost engagement ring on insurance?

Many home insurance policies won’t cover, as standard, what are called matching sets. For example, if you lost a ring which you bought as part of a matchi...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What happens if the car is insured but not the driver in California?

If someone is listed as an excluded driver on your policy, then they’re expressly excluded from your car insurance. This means that if that person drives ...

How is settlement amount determined?

Settlement amounts are typically calculated by considering various economic damages such as medical expenses, lost wages, and out of pocket expenses from ...

Can you have two insurance policies with the same company?

It’s perfectly legal to have two auto insurance policies on one vehicle. Having two auto insurance policies is legal, but filing the same claim with two d...

When must a policy summary be delivered?

(b) In the case of direct response solicitations, the insurer shall deliver the policy summary upon the applicant’s request, and whether or not a request ...

How much is the average car insurance for a college student?

The average cost of car insurance for a college student is $1,257 per year, or about $105 per month. College students usually don’t pay as much for covera...

What type of insurance covers cargo?

Motor Truck Cargo insurance (Cargo) provides insurance on the freight or commodity hauled by a For-hire trucker. It covers your liability for cargo that i...

What does it cost to insure a moped?

Our research shows that the average motor scooter insurance costs around $50.10 per month for basic coverage and $115.78 per month for enhanced coverage…....

What is 72 hour clause in insurance?

In construction all risk insurance policy, 72-hour clause signifies any losses or damages which occur during any period of 72 consecutive hours and which ...

How do I find details of life insurance?

Life Insurance Look for insurance related documents. Contact financial advisors. Review life insurance applications. Contact previous employers. Check ban...