The Daily Horizon

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Do you really need title insurance?

Is Title Insurance Required? Lender’s title insurance is required, but owner’s title insurance is optional. An owner’s policy can protect you against losi...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can an employee cancel their insurance at any time?

You can cancel your individual health insurance plan without a qualifying life event at any time. On the other hand, you cannot cancel an employer-sponsor...

Is Ferrari expensive to maintain?

Ferraris are notorious for being very expensive to maintain. As a general rule, older, more expensive models tend to incur the highest maintenance costs. ...

Can a minor apply for health insurance?

Children younger than 5 years should be covered under the policy (if both parents are already) from the 91st day onwards. Policies offering the highest am...

Does car insurance cover you out of state?

Your car insurance policy will cover you for temporary trips out of state, but for long-term stays, you may need to update your policy to match your new r...

What are the problems faced by small scale business?

Major problems faced by the small scale industries are : (1) Finance (2) Raw Material (3) Idle Capacity (4) Technology (5) Marketing (6) Infrastructure (7...

Do I need insurance after I close my business?

Even though you close your business, you may still need insurance. Most general liability insurance policies cover incidents on an occurrence basis, which...

How do you calculate insurance compensation?

To reach an amount of compensation for the abstract concept of your suffering, an insurance company may take the cost of your medical recovery and multipl...

How does stock insurance work?

A stock insurance company is owned by its shareholders. A stock insurer distributes profits to shareholders in the form of dividends. Alternatively, it ma...

Can insurance be claimed without driving Licence?

As per the guidelines, it is mandatory for the car driver to have a valid Driving License. Hence, if the person who was driving the car at the time of the...