The Daily Horizon

Featured Article

Do speeding tickets go on your record California?

Violations that add one point to a driving record such as speeding tickets, will be cleared after 39 months. Points for serious violation such as DUIs or ...

Read Full Article Browse national news

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can I get my NC drivers license online?

The state Division of Motor Vehicles quietly added the license renewal option to its website () last week. By state law, online renewal now is available e...

Does Allstate have a grace period?

Yes, Allstate has a grace period of up to 30 days for payments, with specific timeframes varying by state law. During the Allstate grace period, policyhol...

How much is a red light ticket in NC?

Generally, stop sign and red light violations are infractions in North Carolina. Convicted motorists are looking at a maximum fine of $100. However, court...

Do you have to have other structures coverage?

If you have a fence, detached garage or another detached structure on your property, you’ll need other structures coverage to make sure they’re properly p...

How long do insurance claims affect premiums?

A premium increase after an accident will usually last anywhere from three to five years — but, again, this varies by company and state. Often, the surcha...

Can I get temporary insurance on my own car?

Temporary insurance is available for a borrowed vehicle or for your own. Get comprehensive policies with low excess amounts. Can you insure a car for a fe...

Do you need insurance for fireworks?

However, fireworks can be unpredictable so it’s important to have fireworks display insurance in place to cover you in case things go wrong. It can take a...

What is title insurance document?

Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property....

Do you have to pay taxes on life insurance money?

Any money paid as a death benefit to a beneficiary is not subject to any federal or state income tax. There are no exemptions or surprises to this rule. I...