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Why did I get a refund check from my mortgage company?

Typically, when you take out a mortgage, your lender requires you escrow your taxes and insurance. This means that you pay money toward these annual expen...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do I need to register a sole proprietorship in New Jersey?

While the sole proprietor is such a simple business classification that New Jersey doesn’t even require a business registration process or any type of fee...

Is it worth moving to Gatineau?

If you are working in the capital but struggling with the cost of living, you may want to consider moving to Gatineau! Not only are there financial incent...

Does market risk premium include the risk-free rate?

The market risk premium is the rate of return on a risky investment. The difference between expected return and the risk-free rate will give you the marke...

What taxes do I pay if I cash out my 401k?

If you withdraw funds early from a 401(k), you will be charged a 10% penalty tax plus your income tax rate on the amount you withdraw. In short, if you wi...

What happens to your pension if you leave a company?

Know your pension rights if you leave a company (NC)—If your employment comes to an end before you reach retirement age, you should be familiar with the r...

Can a husband and wife own stock in a corporation?

In counting the number of a corpora tion’s shareholders, a husband and wife and their estates are treated as one shareholder.3 Thus, if a husband and wif...

What is the face value of a Series EE bond?

Electronic Series EE savings bonds, purchased via TreasuryDirect, are sold at face value. For example, you pay $25 for a $25 bond. Paper EE bonds, last so...

Does unemployment affect the government?

Unemployment negatively impacts the federal government’s ability to generate income and also tends to reduce economic activity. When unemployment is high,...

What is a debt settlement company?

Debt Settlement Companies. Debt settlement programs typically are offered by for-profit companies, and involve the company negotiating with your creditors...