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What happens if you drive without tax?

Driving without tax FAQs. No, the punishment for driving without road tax does not include penalty points on your licence. If you’re caught driving withou...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How do I contact marketplace insurance?

Call us right now to get your Marketplace questions answered by a customer service representative, available 24/7: 1-800-318-2596 or (TTY: 1-855-889-4325)...

What happens when a vehicle is declared a total loss?

Typically, if your car is a total loss, your car insurer will require that you turn your destroyed vehicle over to the company. You may be able to negotia...

How is a car value determined?

It is determined by the replacement cost of your vehicle minus depreciation, which considers things like age and wear and tear. Most insurance policies co...

Does an insurance settlement count as income?

Money you receive as part of an insurance claim or settlement is typically not taxed. The IRS only levies taxes on income, which is money or payment recei...

Can you self-insure a vehicle?

An option available to the largest companies is to self-insure entirely on their own without involving insurance companies. Those fleets that choose to go...

Is a roof leak covered under homeowners insurance?

Homeowners insurance may cover a roof leak if it is caused by a covered peril. In those cases, your homeowners policy may help pay to repair the roof leak...

What is the difference between private and business car insurance?

Personal policies are designed with private citizens, their purposes and their driving in mind. Business vehicle insurance policies are intended to protec...

What is a retail customer insurance?

Retail insurance is for businesses that operate in a retail environment and require commercial general liability and commercial property insurance. Can mu...

How does child insurance work?

Child life insurance covers the life of a minor and is typically purchased by a parent or grandparent. This means coverage lasts for the child’s entire li...