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Which type of insurance provided you with coverage if you suffer from theft or natural disaster?

Comprehensive insurance Comprehensive insurance covers damage to your car caused by something other than a collision, such as a fire, natural disaster, fa...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is a good solvency ratio for an insurance company?

As a result, life insurance providers in India are expected to maintain a solvency ratio of 1.5 (or a solvency margin of 150%). What is a good expense rat...

How long do I have to file a property insurance claim?

Typically, homeowners have one year to file a claim, but this can vary significantly. In some states, you may have two years—or even up to six years—to fi...

Do life insurance companies screen for drugs?

Life insurance companies test for prescription drugs and illegal drugs. If they find certain drugs in your system, your application for coverage could be ...

How do I get a quote for my bike insurance?

How To Get Quotes For Bike Insurance? Visit InsuranceDekho and select the bike tab. Enter your bike’s registration number. If you do not remember your bik...

Do you need insurance on a motorcycle in California?

Motorcycle insurance is required in California for all drivers. The state mandates the following levels of liability insurance coverage: $30,000 bodily in...

How does insurance get their money?

Most insurance companies generate revenue in two ways: Charging premiums in exchange for insurance coverage, then reinvesting those premiums into other in...

What type of policy allows the insurance company to cancel a policy at any time?

Cancelable insurance is a type of policy that either the insurance company or the insured party may terminate during the coverage term. Usually, the insur...

Do insurance companies make mistakes?

Why do insurance claim mistakes happen? Insurance companies often make mistakes to their benefit so that they do not have to pay policyholders what they s...

What happens when Im off my parents insurance?

What Happens When My Parent’s Plan Drops Me? Aging out of your parent’s plan makes you eligible for a Special Enrollment Period, so after turning 26 you w...