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Is insurance attached to the car or the driver?

Contrary to popular belief, car insurance typically follows the car — not the driver. If you let someone else drive your car and they get in an accident, ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you have Medicaid and another insurance at the same time?

If you already have insurance coverage, then you are eligibility to receive premium assistance through the Medicaid program. You aren’t barred just becaus...

How do you determine how much coverage you need?

Most insurance companies say a reasonable amount for life insurance is six to 10 times the amount of annual salary. Another way to calculate the amount of...

Can two people have their own insurance on the same car?

While it is perfectly legal to have two car insurance policies on the same vehicle, your insurance company will not insure the same car twice. You will ha...

What are the worst insurance companies?

The following list contains the 11 WORST insurance companies in America: State Farm. Anthem. Farmers. UnitedHealth. Global Life. Liberty Mutual. USAA. Pro...

Does insurance pay for IVF after tubal ligation?

In most cases, no. Unfortunately, insurance doesn’t cover IVF under any circumstance in many states. It’s something to investigate with your carrier, but ...

What are the two common types of surety bonds?

There are two main categories of surety bonds: Contract Bonds and Commercial Bonds. Contract bonds guarantee a specific contract. Examples include Perform...

When does car insurance go up after a speeding ticket?

Multiple speeding tickets can double your car insurance increase If you get numerous speeding tickets within three years, you may be classified as a ” hig...

Can I switch health insurance companies in the middle of a claim?

You have the right to switch insurance companies any time you want. Even if the switch goes into effect while the old claim is still open, that insurance ...

How much does it cost to insure a new car?

Average Car Insurance Cost by State State Annual Cost for Minimum Coverage Annual Cost for Full Coverage California $844 $2,518 Colorado $725 $2,101 Conne...