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What is the focal point of all marketing activities?

As the purchasers of the products that organizations develop, promote, distribute, and price, customers are the focal point of all marketing activities. T...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is the importance of financial intermediaries in our financial system?

Financial intermediaries provide access to capital. Banks convert short-term liabilities ( demand deposits ) into long-term assets by providing loans; the...

What are the 5 Big stocks?

The biggest keep getting bigger and more dominant. The five technology giants that dominate the S&P 500 index — Apple (ticker AAPL), Microsoft (MSFT),...

Can a corporation own an S corporation?

In general, corporations aren’t allowed to be shareholders. The only exception that allows an S corp to own another S corp is when one is a qualified subc...

What happens when a medical bill is sent to collections?

Medical collections will drop off a credit report if the bills are paid by a health insurer. A medical bill by itself will not affect your credit. Unpaid ...

Should I give out my business tax ID number?

You can think of an EIN as a social security number for your business. Don’t worry about keeping it secure though, because unlike a social security number...

How long does a capital loan last?

Working capital loans are typically short-term loans, with repayment periods of less than 12 months. Term loans can be short, medium, or long term––a shor...

Can a married person claim Head of Household filing status?

May 24, 2019 4:24 PM Can a married person claim Head of Household filing status? Even if you were legally married as of December 31, you are considered un...

Can I move if I have a HELOC?

If you have an outstanding balance and are approved for a new HELOC, you can move that balance over and again borrow funds for up to 10 years 5 to cover h...

Why is unsecured debt considered dangerous?

Unsecured loans are particularly risky for lenders because the borrower might choose to default on the loan through bankruptcy. Because unsecured loans ar...