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How do I qualify for cheap car insurance?

Follow our other top tips to drive the cost down even further. Limit your mileage. Pay annually. Improve security. Increase your voluntary excess. Build u...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you own a car and not be the registered keeper?

The registered keeper can be different to the owner But the owner might not be the registered keeper. The registered keeper is the person who looks after ...

What is the coverage period?

A coverage period is the period of time during which an insured event is protected by an insurance contract. Outside of the coverage period, a loss is not...

Do you need insurance for ear piercing?

As a body piercer, you should be aware of all the responsibility you have in protecting your property and the safety of those you provide your services to...

How old can a child be on parents health insurance?

As you get older you can still be included on your parents’ health insurance as a child dependent until you turn 21 or, in some cases, until you turn 25, ...

Is uninsured coverage required?

Coverage Summary California law requires you to have this coverage. See pages 6–7. Uninsured/Underinsured Motorist Coverage is for accidents when the othe...

Will my insurance go up if I get hit by an uninsured driver?

But, unfortunately, they do. In the vast majority of states, insurance providers can raise rates after underinsured or uninsured claims are filed. In fact...

Does insurance pay for car license disc expired?

If this clause is included in your policy wording, your insurer will be entitled to repudiate your claim, regardless of the reasons surrounding your expir...

How much does car insurance go up after a total loss?

California: 63.1% increase. What happens to insurance after total loss? When your car is a total loss, it means the car cannot be repaired safely or that ...

Do you have to have insurance if?

Insurance (also referred to as financial responsibility) is required on all vehicles operated or parked on California roads. You must carry evidence of in...