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Does home insurance cover roof wear and tear?

Most homeowners insurance policies cover roof replacement if the damage is the result of an act of nature or sudden accidental event. Most homeowners insu...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How much does insurance go up after a speeding ticket in every state?

Don’t have a DUI. Don’t need an SR22. Your car insurance rates will go up 22 to 30 percent, on average, after a speeding ticket, according to a rate analy...

How does insurance replacement cost work?

Replacement cost insurance pays you to repair or rebuild your home to how it was before a catastrophic event. It also pays to replace your damaged, destro...

What GPA is needed for insurance discount?

3.0 GPA All of the 10 largest car insurance companies offer good student discounts, and most will accept a minimum of a B average or a 3.0 GPA. A designat...

Can you get healthcare without a Social Security number?

If you don’t have a Social Security number (SSN), you don’t have to provide one. If you do have a Social Security number, you do have to show it. If you d...

Which Indian health insurance is best?

Best Health Insurance Plans in India Health Insurance Plans Entry Age (Min-Max) Reliance Critical illness Insurance 18-55, 60, & 65 years (as per the ...

How much is insurance a month for a family of 4?

What is the average cost of health insurance for a family of 4? Consumers buying for a family of 4 pay an average monthly premium of $1,437 for non-subsid...

How long can a life insurance policy be backdated?

six months Life insurance companies will let you backdate a new policy a few days or up to six months. Backdating essentially revolves around your half bi...

What is a public employer in New York?

A public employer is defined as the State, any political subdivision of the State, a public authority or any government agency or instrumentality. Paid Fa...

Why do I need title insurance when refinancing a mortgage?

Title Insurance. Why do I need title insurance when refinancing a mortgage loan? When you refinance your home your old loan is paid off and the lender’s t...