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Who needs to apply for a visa?

A citizen of a foreign country who seeks to enter the United States generally must first obtain a U.S. visa, which is placed in the traveler’s passport, a...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What happens if you miss a payment on your car loan?

If you’ve missed a payment on your car loan, don’t panic — but do act fast. Two or three consecutive missed payments can lead to repossession, which damag...

What are the tax penalties for early IRA withdrawal?

If you withdraw earnings from a Roth IRA, you may owe income tax and a 10% penalty. If you take an early withdrawal from a traditional IRA—whether it’s yo...

Can I borrow from my SEP IRA?

You can’t borrow from a SEP IRA. You can roll your SEP IRA assets into another IRA. You must take required minimum distributions from SEP IRAs beginning a...

Are parents responsible for paying for college?

The short answer is, parents whose marriage is intact are not legally obligated to pay for their child’s college. When it comes to the Free Application fo...

Can a mortgage company enter your home?

If the house is occupied, the mortgage company cannot enter the house, without your permission, until after a sheriff’s sale has taken place. If the house...

Is October a good month to sell stocks?

One way to decide the right month to buy or sell stocks is to look at stock market history, which will help you identify patterns. October is usually posi...

Can you go to jail for a late credit card payment?

There are no longer any debtor’s prisons in the United States – you can’t go to jail for simply failing to make payment on a civil debt (credit cards and ...

How long does landlord have to return security deposit in Delaware?

within 20 days Failure by the landlord to return the full security deposit to the tenant within 20 days from the effective date of forfeiture shall entitl...

Who is considered disabled for Social Security?

The law defines disability as the inability to engage in any substantial gainful activity (SGA) by reason of any medically determinable physical or mental...