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Do you have to pay out vacation time in Hawaii?

Vacation Leave. In Hawaii, employers are not required to provide employees with vacation benefits, either paid or unpaid. An employer may lawfully establi...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is covered under DME?

DME includes, but is not limited to, wheelchairs (manual and electric), hospital beds, traction equipment, canes, crutches, walkers, kidney machines, vent...

Can you borrow against a 457k?

Loan Modeling You may borrow from your 401(k) Plan and/or 457(b) Plan accounts if you are currently employed by the State of California. Can you borrow mo...

How much does the top one percent pay in taxes?

The new data shows that the top one percent of income earners bear the burden of 37 percent of all income taxes. This is nearly twice as much as their sha...

Can a 55 year old live in a senior apartment?

If you have a spouse and they are over age 55, then they are able to live with you in senior apartments. However, they will need to apply for senior housi...

Where does unclaimed money come from?

The unclaimed property comes from a variety of sources, including abandoned bank accounts and stock holdings, unclaimed life insurance payouts and forgott...

What are the drawbacks to ETFs?

Commissions and management fees are relatively low and ETFs may be included in most tax-deferred retirement accounts. On the negative side of the ledger a...

What do you call money set aside for emergency?

The term “emergency fund” refers to money stashed away that people can use in times of financial distress. The purpose of an emergency fund is to improve ...

Can you sell a house with tenants still in it?

The simple answer is yes, you can sell a property with a tenant still living in it. In fact, most states’ laws give tenants the right to remain in a renta...

Can a lender refuse to refinance?

Why Lenders Reject Refinance Applications A lender may reject a home refinance application for a multitude of reasons. Chief among them: Weak credit score...