T
The Daily Horizon
Featured Article

How can you protect yourself from criminal identity theft?

10 Ways To Protect Yourself From Identity Theft. Destroy private records and statements. Secure your mail. Safeguard your Social Security number. Don’t le...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Why do I have points on my insurance?

Points are given to drivers who have driving violations or offenses. The auto insurance point system is an important tool for insurance companies to deter...

Read More

Can my grandson be on my car insurance?

If you let a grandchild borrow your car, the car will most likely stay covered under the terms of “permissive use.” If your grandchild is on their own aut...

Read More

What causes bottleneck and founder effect?

Bottlenecks and founder effects. Genetic drift can cause big losses of genetic variation for small populations. Population bottlenecks occur when a popula...

Read More

What happens if the person at fault in an accident has no insurance in Alabama?

The at-fault driver is still liable for the accident if he or she doesn’t have insurance, but getting compensation in these cases can be very difficult. Y...

Read More

What is the difference between garage liability and garage keepers liability?

In a nutshell, the difference between garage liability coverage and garagekeepers coverage is the difference between liability insurance and physical dama...

Read More

What is no limitation on lawsuit option?

Unlimited Right to Sue – Under the No Limitation on Lawsuit Option, you retain the right to sue the person who caused an auto accident for pain and suffer...

Read More

How does the National Flood Insurance Program work?

The National Flood Insurance Program covers damage caused directly by a flood, defined by the NFIP as “an excess of water on land that is normally dry, af...

Read More

What does fee for service mean in health insurance?

A method in which doctors and other health care providers are paid for each service performed. Examples of services include tests and office visits. How d...

Read More

How much is car insurance for a 17 year old in Michigan?

Average car insurance cost for 17-year-olds by state State Average annual full coverage premium for 17-year-old male Overall average annual full coverage ...

Read More