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What is insurance loss payee clause?

It is agreed and declared that loss is payable to the Insured or as directed by the Insured, which shall include such party who has an insured interest in...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is Bear damage covered by insurance?

Typically, insurers are more likely to cover damage by larger animals. For example, a bear getting into your home and causing damage is likely to be cover...

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How much is my yearly income?

Calculating an Annual Salary from an Hourly Wage Multiply the number of hours you work per week by your hourly wage. Multiply that number by 52 (the numbe...

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Should I sign authorization to disclose health information?

No, you should not sign the HIPAA authorization for the release of your medical records. Often, the insurance company will act as though they cannot begin...

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Does COBRA cover all states?

COBRA also applies to most state and local government sponsored health plans. The federal government, churches, and some church-related organizations are ...

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Do you have to list your spouse as beneficiary on life insurance?

Does the Surviving Spouse Automatically Become the Beneficiary of a Life Insurance Policy? Usually, there is no requirement in the policy itself that only...

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What is the average cost of motorcycle insurance for a 16 year old?

$877 per year The price of motorcycle insurance for 16-year-olds is often more expensive than it is for older drivers. After collecting quotes from across...

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What kind of math do I need to be a doctor?

Typically a student needs two years of algebra in high school in order to progress to calculus, which doctors study at the college level. However, sometim...

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How much does horse trainer insurance cost?

Premiums for General Liability starting as low at $725.00 per year with no charge for certificates of insurance. Most policies include Care, Custody and C...

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How long does a DUI affect your insurance rates in NC?

Typically, DUI and DWI convictions only affect your auto insurance rates in North Carolina for only 3 years. This is because insurance companies only look...

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