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How are title reps paid?

Title companies charge for each of their services. Usually, the seller pays for the title search and the title insurance premium. The buyer usually pays f...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can snow collapse a pool?

Can a pool cover collapse from too much snow? Yes. But that all depends on what type of cover you’re using, and how much snow you let pile up on it. On th...

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Are personal items stolen from car covered by insurance?

So, does car insurance cover stolen items? Unfortunately, it does not. Comprehensive auto insurance will only cover the components and features that are p...

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How many lawyers are unemployed in the US?

Given the job environment today, Lawyers can consider themselves quite lucky, as only 0.9% are currently unemployed. What percentage of lawyers are succes...

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Is it legal to backdate an insurance policy?

It is legal to backdate a life insurance policy by up to 6 months to help you get the lowest rate allowed for that age. While that can theoretically save ...

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Should you ask contractor for proof of insurance?

Most contractors will offer their proof of insurance as a normal business practice. If one you’re considered hasn’t, simply ask. If a contractor seems rel...

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What is the average cost of health insurance in the US?

The average annual cost of health insurance in the USA is $7,470 for an individual and $21,342 for a family as of July 2020, according to the Kaiser Famil...

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How do insurance companies measure performance?

The KPIs that help you track the performance of life insurance agents and their products are: Policy lapse ratio. Average customer satisfaction. Sales/new...

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Can you insure power tools?

Insurance for expensive tools. If you have pricey power tools that cost more than your policy’s limit, you can get valuable personal property insurance, a...

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Does Missouri recognize domestic partnerships?

Missouri Domestic Partnerships Louis City Ordinance 64401 is one example of domestic partnership law in Missouri. It stipulates that a domestic partnershi...

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