The Daily Horizon

Featured Article

Is motorcycle insurance compulsory in Australia?

In Australia, motor insurance is compulsory by law, although each state operates slightly differently. However, if you don’t have a licence or if your bik...

Read Full Article Browse global events

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you use both dental insurance and dental savings plan?

You cannot use your dental insurance and your dental savings plan for the same procedure, in accordance with insurance policy rules. Your dentist can, how...

Is my pregnant daughter covered on my insurance?

Your parent’s plan, regardless of the source, is generally not required to cover your child as a dependent. You will need to obtain coverage for your baby...

What were cottage industries replaced by?

factory system The factory system replaced the cottage industry. In the cottage industry, workers produced goods in their cottages, or small homes. Many p...

What does it mean when insurance says 50% coinsurance?

For example, your insurance may be set at 80/20, which means that the insurance company pays 80% of the total bill and you pay the remaining 20%. Coinsura...

Does insurance cover damage from blown tire?

Comprehensive insurance will pay for damage to your vehicle caused by the tire blowout, but not usually for the tire itself. However, if you also have sec...

How much does a title agent make in PA?

How much does a Title Agent make in Pennsylvania? The average Title Agent salary in Pennsylvania is $51,717 as of July 28, 2021, but the range typically f...

What do you do with car insurance when your child goes to college?

Students who attend college full-time, even out of state, can typically retain coverage on their parents’ policy if the parents’ residence is their primar...

What should be done if an insurance company denied a service stating it was not medically necessary?

First-Level Appeal—This is the first step in the process. You or your doctor contact your insurance company and request that they reconsider the denial. Y...

How do you lie to your parents and not get caught?

Rule 1: Don’t look like you’re hiding things. Parents respond to concealment by wondering what the child is trying to keep them from finding out. Rule 2: ...