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Can a person have two car insurance policies on two different cars?

In general, most car insurance providers will allow multiple car insurance (one driver). Most, if not all, insurance companies will allow you to name one ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you move States while on bond?

If you must leave the state while you are awaiting trial, it may only be for a personal or family emergency, and you must obtain the consent of the court....

What is the Commission for general insurance agents?

General Insurance (Other than Vehicle) Agents Commission: CATEGORY Commission to Agents Commission to Intermediary Marine-Cargo 15% 16.5% Marine-Hull 10% ...

What is the sue and labor clause?

A sue and labor clause imposes a duty on the insured to take reasonable steps to protect insured property in the event of actual or, in some cases, immine...

Which is better and why term or whole life insurance?

Is whole life better than term life insurance? Whole life provides many benefits compared to a term life policy: it is permanent, it has a cash value inve...

When should you not submit an insurance claim?

5 Situations When You Shouldn’t File a Car Insurance Claim Single-Car Accidents in Which Damage to Your Vehicle Is Nominal. When the Claim Amount Is the S...

What is the minimum liability insurance limit for injury or death of one person in a crash in Illinois?

$25,000 Automobile insurance policies are required by Illinois law to provide a liability limit of no less than $25,000 for bodily injury to or death of o...

Can you take out a life insurance policy on someone who owes you money?

To take out a life insurance policy on someone else, you’ll need to prove to the insurance company that you have something called insurable interest. You ...

How often do people switch health insurance companies?

How often do Americans switch plans? Using data from the Community Tracking Study, a national household survey on health-care delivery, the authors estima...

Do I need travel insurance for working abroad?

If you’re regularly working abroad, you should consider a multi-trip travel insurance policy, which will provide you with cover for a whole year. If you’r...