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What is a debenture in finance?

A debenture is a type of debt instrument that is not backed by any collateral and usually has a term greater than 10 years. Both corporations and governme...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is depreciation amount in insurance claim?

Depreciation in insurance refers to the loss of value of the car with time. As each part of the vehicle wears out with time, the value of your car also di...

What does Cap mean in slang?

The expression “cap” is slang meaning “lie” or “bullsh! t” The expression “no cap” is slang meaning “no lie” or “for real,” The expression “capper” is sla...

What is a program insurer?

Program Insurance Business This is achieved through a delegated authority from an established insurance company which allows the intermediary to market an...

When can I remove ex from health insurance?

You can only remove your ex-spouse from your health insurance policy after the divorce has been finalized and the case is closed. The law states that you ...

What is dividend and interim dividend?

An interim dividend is a distribution to shareholders that has been both declared and paid before a company has determined its full-year earnings. Such di...

Who are the 4 groups businesses are socially responsible to?

The four types of Corporate Social Responsibility are philanthropy, environment conservation, diversity and labor practices, and volunteerism. Which busin...

Can I sue my insurance?

In California, you can sue an insurance company for a maximum of $10,000 if you are an individual. If you are a business suing an insurance company, you c...

How does JP Morgan Chase verify employment?

The Automated Employment Verification System allows you to request letters or establish authorization codes to third parties, which, along with your socia...

Will life insurance pay out for overdose?

Life insurance covers accidental deaths. If you die from an accidental drug overdose, motor vehicle accident, poisoning, drowning or another tragedy, your...