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What happens to my insurance if I retire?

If you retire before you’re 65 and lose your job-based health plan when you do, you can use the Health Insurance Marketplace® to buy a plan. Losing health...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is the minimum insurance cover?

Explanation: The minimum insurance required by law is third-party cover. This covers your liability to others involved in a collision but not damage to yo...

Who is the insurance regulator?

Difference Between IRDA and SEBI on Their Functions: IRDA SEBI Regulates the insurance industry Regulates the securities and commodity industry Establishe...

Does insurance cover single car accidents?

Collision insurance covers the cost of replacing or repairing your car if you’re involved in an accident. And that includes single-vehicle accidents. If y...

What is a load in insurance?

Expense Load — An amount the insurer adds to an insurance premium to cover business expenses and the contingencies, including cost of capital, shown mathe...

Does progressive take permit drivers?

In most cases, you can easily add your teenager to your existing auto insurance if they have their driver’s license or permit. Some insurers, including Pr...

When did equitable acquire AllianceBernstein?

3. Equitable Holding Corp. was merged into Equitable Holdings, LLC on Dec. 19, 1997. 4. In October 1999, AllianceBernstein Holding L.P. (“AllianceBernstei...

What is disqualifying on a background check?

Any violent felony convictions of homicide (no time limit). Any registered sex offender (no time limit). Crimes of violence (assault, sexual offenses, ars...

How does paying life insurance work?

Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lu...

What are underwriting factors?

Underwriting risk is the risk of uncontrollable factors or an inaccurate assessment of risks when writing an insurance policy. If the insurer underestimat...