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What happens when a HELOC is charged off?

If you’re in default on a home equity loan, at some point your lender may send you a notice stating that your loan has been charged off. This signals that...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is it worth it to renew mortgage?

If you’re concerned that interest rates will increase, locking in a low-interest rate early on will help reduce the risk of having a higher interest rate ...

How do I write a business proposal for a cleaning service?

Create cleaning proposals that sweep clients off their feet. Do: Communicate why you do what you do. Do: Show how you’re different from the competition. D...

What is the Roth IRA limit for 2021?

$6,000 2020 and 2021 traditional & Roth IRA contribution limits Total annual contributions to your traditional and Roth IRAs combined cannot exceed: 2...

Can a person refinance if a tax lien is on the property?

Refinancing With a Tax Lien. If it’s a federal tax lien that’s tripping you up, know the facts. When the IRS files a tax lien, they have first rights to t...

Does FAFSA cover multiple colleges?

You can list up to 10 colleges on your Free Application for Federal Student Aid (FAFSA). Once you receive your Student Aid Report (SAR), you can make the ...

Do you want a high or low IRR?

Generally, the higher the IRR, the better. However, a company may prefer a project with a lower IRR because it has other intangible benefits, such as cont...

What is a credit card balance?

A credit card balance is the total amount of money you owe on your account. However, you may not know exactly how card issuers calculate what you owe or w...

How do I compare two 401K plans?

One of the easiest ways to compare 401k plans is to visit BrightScope.com, which is an online resource that compares 401k and 403b plans from a variety of...

How do you calculate absolute return from CAGR?

For example, if you invested Rs 1,000 in the past and today the value of the investment is Rs 1,500 then you have earned an absolute return of 50%. You ma...