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What is the difference between realized gain and unrealized gain?

A realized gain is the profit from an investment that’s actually been sold, as calculated by the difference between an investment’s purchase price and sal...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Why get a legal separation instead of a divorce?

People choose legal separation instead of divorce because of religious beliefs, a desire to keep the family together legally for the sake of children, the...

Why are the Sullivan principles important?

From the beginning, the Sullivan Principles were the subject of controversy in the U.S. anti-apartheid movement. Politicians and business leaders celebrat...

What are remittance services?

Follow. Remittance is derived from the word ‘remit’ which means ‘to send back’. Remittance refers to money that is sent or transferred to another party, u...

What is the meaning of world of work?

The world of work is made up of things most of us recognize, like occupations, jobs, employers, employees, paychecks, promotions, etc. We often give these...

Do you pay employers NI on holiday pay?

All employment costs are deducted from this income (employers’ NICs, apprenticeship levy), together with pension contributions (if applicable), and holida...

What is considered capital stock?

Capital stock is the amount of common and preferred shares that a company is authorized to issue, according to its corporate charter. Capital stock can on...

Do returns affect margin?

The effect of sales returns on your gross margin depends on the amount of the returns and the original cost to manufacture or buy the returned items. Your...

Which retirement account can you withdraw from without penalty?

Roth IRA contributions You can withdraw Roth IRA contributions at any time, for any reason, without paying taxes or penalties. If you withdraw Roth IRA ea...

How does technology negatively affect communication?

The most prominent negative effect of technology – the charm of the good old world is missing. Effect on nonverbal communication: Technological means have...