Do I need insurance to drive in a car park?
As long as the land you’re on can’t be accessed by the public, you can drive without insurance. However, although the law mentions about not driving in pu...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
What happens when a 16 year old gets a speeding ticket in Illinois?
A first conviction for a violation of the restrictions imposed on their driver’s license will result in a 2-month license suspension. In order to request ...
Read More →Can you drive a van on a provisional Licence?
Vans over 3.5 tonnes If you have passed your car driving test, then that’s the first part of the DVLA’s staging process, and automatically awards you a pr...
Read More →Is HOA responsible for water damage?
According to the National Association of Insurance Commissioners (NAIC), condo owners are responsible for insuring their own unit. That means if a water l...
Read More →Was pregnancy ever considered a preexisting condition?
Pregnancy cannot be considered a pre-existing condition and newborns, newly adopted children and children placed for adoption who are enrolled within 30 d...
Read More →Can I share insurance quotes with other companies?
Yes, insurance companies share information. Most insurance companies “subscribe” to a service and purchase reports one at a time for underwriting and pric...
Read More →How much is mortgage insurance premiums?
Regardless of the value of a home, most mortgage insurance premiums cost between 0.5% and as much as 5% of the original amount of a mortgage loan per year...
Read More →Which is the minimum amount of liability insurance coverage required?
California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per a...
Read More →Why do insurance companies ask for driving Licence number?
By providing your driving licence number all details about your driving entitlements, disqualifications and penalty points can be obtained directly from t...
Read More →Does supplemental insurance cover copays?
Supplemental health plans like vision, dental, and cancer insurance can provide coverage for care and services not typically covered under your medical pl...
Read More →