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What credit score do I need for a debt consolidation loan?

Often you’ll need a credit score of around 650, although bad-credit debt consolidation lenders exist; these lenders may accept credit scores of 600 or eve...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you seller finance a business?

Whereas traditional business loans are often firm with their terms, seller financing terms can usually be negotiated — by both the buyer and the seller. I...

What are the different parts of a bank?

While different banks may have different divisions, these are often the main divisions offered: Retail Banking. Corporate/Commercial Banking. Global Banki...

What is the uncertainty in business?

What Is Business Uncertainty? Business uncertainty refers to situations in which businesses face risks that can’t be foreseen or measured. During these ti...

What do you do with your pension when you change jobs?

What to do with your provident fund when changing jobs? To transfer funds from company A to company B. The sensible option is to transfer to another fund....

How do I write a letter asking for a grant?

Your letter should be: On headed paper. Addressed personally to the named contact for the funding body. Short and to the point. Keep your letter to two si...

What options are in a bear market?

10 Ways to Profit in a Bear Market Find good stocks to buy. In a bear market, the stocks of both good and bad companies tend to go down. Hunt for dividend...

What to know about managing multiple rental properties?

Some multiple rental properties managers fail to understand that the rented property becomes the home and refuge of tenants. If you, as the manager of the...

How do I buy a house with my parents?

Yes. Many lenders allow two families to combine their respective incomes in order to jointly purchase a house. Both households will need to meet the minim...

How do I file a 1099-MISC as an employee?

Answer: Independent contractors report their income on Schedule C (Form 1040), Profit or Loss from Business (Sole Proprietorship). Also file Schedule SE (...