The Daily Horizon

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What is the future of insurance sector in India?

This year, the Indian insurance industry is mostly expected to search for growth through new service-based models, innovative products and better focus on...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What type of license do I need to sell homeowners insurance?

A P&C license allows you to sell insurance products like homeowner’s, auto, commercial property, and professional liability. To obtain this license, y...

How much does insurance pay if you lose a finger?

The payout from an accidental death and dismemberment insurance policy might be $5,000, or 25 percent of a $20,000 AD&D policy….Why is a thumb worth m...

How much is insurance on a 50K car?

CALIFORNIA AUTO INSURANCE RATES BY COVERAGE LEVEL Coverage Level Average Annual Premium $50K/$100K/$50K Bodily Injury/Property Damage — $1,000 Comprehensi...

Should all nurses have liability insurance?

It is usually recommended nurses carry their own liability policy. There are many benefits to doing so. Many professional liability insurance policies now...

Is insurance and warranty the same?

The bottom-line difference with regards to warranty vs. insurance is that insurance covers unexpected events that lead to damage, while warranties cover e...

Can you be a named driver on multiple cars?

Also known as an additional driver, a named driver is an individual who has been added to someone else’s car insurance policy so that they can legally dri...

Why is sound underwriting important?

Sound underwriting standards protect financial institutions from excessive risks that can lead to losses. History indicates that lending and underwriting ...

What happens if insurance claim is denied?

If your claim is denied, regardless of how valid you believe it is, you’ll most likely need to hire an attorney if you choose to fight the denial. After a...

How much death coverage is enough?

Life Insurance Needs Example Most insurance companies say a reasonable amount for life insurance is six to 10 times the amount of annual salary. Another w...