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What happens if you switch insurance during pregnancy?

No. * In the past, insurance companies could turn you down if you applied for coverage while you were pregnant. At that time, many health plans considered...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can insurers check accident history?

But generally, insurers will ask about the last 5 years. If your insurer asks about the last 5 years, claims you made and accidents you had more than 5 ye...

Is life insurance cash value protected from creditors in Illinois?

Illinois laws exempt life insurance proceeds from creditors of the decedent-insured, but a number of exceptions allow creditors a chance to claim these pr...

What are the 7 different types of auto insurance you can purchase?

Here is a list of the seven types and what you need to know about each one. Liability Insurance. Collision Insurance. Comprehensive Insurance. Uninsured M...

How do I file a claim with the FDIC?

About FDIC To determine which regulator has jurisdiction over a particular banking institution, so you can submit a complaint to the correct agency, you c...

Does red light ticket affect insurance in NY?

Generally, the owner of the vehicle is responsible for paying a red light camera ticket unless the operator did not have the owner’s permission to use the...

Do you need insurance at 15?

You usually don’t need to add your 15-year-old to your car insurance. As we mentioned, most insurers don’t require that. So, car insurance companies often...

What insurance should a commercial landlord have?

Most commercial landlords will require that their tenants have up-to-date insurance coverage for Public Liability to protect themselves against any legal ...

Can I write off part of my rent?

No, there are no circumstances where you can deduct rent payments on your tax return. Deducting rent on taxes is not permitted by the IRS. However, if you...

Do insurance rates go up after fault accident?

If you have this type of protection on your car insurance policy, your insurance rate typically won’t increase after an accident, even if you are found at...