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How is an injury claim calculated?

The amount of compensation is usually directly proportional to the extent of injury that the pursuer has suffered. Your personal injury solicitor will cal...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How much do car insurance rates go up after a speeding ticket?

If you’ve gotten a speeding ticket recently, you’re probably bracing yourself for an increase in your car insurance rates. Car insurance typically goes up...

What is the full form of luv?

Thus came the LUV — ‘Life Utility Vehicle’ — in the form of a seven-seater van ‘Ertiga’. What does 831 mean in texting? I Love You. Online jargon, also kn...

How long does car insurance company have to settle claim?

In California, insurance companies have 15 days to acknowledge a claim. Once acknowledged and all documentation and proof have been received, they have 40...

Can a car be insured by someone else?

Can I get my car insured under someone else? Usually, the owner of the vehicle is a “named insured” on the auto policy. But if another person — other than...

What does liability insurance does not cover?

Liability insurance provides protection against claims resulting from injuries and damage to people and/or property. Liability insurance covers legal cost...

How do you find the unit rate of a rate?

To find the unit rate, divide the numerator and denominator of the given rate by the denominator of the given rate. So in this case, divide the numerator ...

What are the driving restrictions for a 16 year old in Michigan?

The 16 year old driving curfew in Michigan is 10 pm to 5 am for 16-year-old teen drivers with a Level 2 graduated licensing status. The only exceptions ar...

Why is communication important in insurance?

Effective communication is essential in the insurance market. Not only does it help build strong relationships, it also ensures customer fully understand ...

Why is field underwriting important?

Good field underwriting is critical in the life insurance sales process for clients, producers and insurance carriers alike. It allows producers to set re...