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What is the licensing fee for an insurance producer license in Pennsylvania?

$55 You will need to pay the license application fee of $55 and a fingerprinting fee of $22.60 at this time. Completing the paper application found at bef...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Why do you want to work for an insurance company?

1. Because its gives us a opportunity to expand over self. People in the insurance make a difference by solving problems and helping other a t the time of...

What happens to a life insurance policy if there is no beneficiary?

If you die with no living beneficiary or no life insurance beneficiary is named, the death benefit will go to your estate, which is the sum of everything ...

What does the term to indemnify means in insurance?

Indemnity Indemnity means making compensation payments to one party by the other for the loss occurred. Description: Indemnity is based on a mutual contra...

Are Frozen water pipes covered by insurance?

Most homeowner and commercial property insurance policies, in general, will cover damage from a frozen pipe that bursts. Does homeowners cover burst froze...

Can medical bills take life insurance from beneficiary?

Answer. No. If you are the named beneficiary on a life insurance policy, that money is yours to do with as you wish. You are never responsible for the deb...

What do life insurance companies look for in urine?

A life insurance urine test detects drugs like amphetamines/methamphetamines, cocaine, opiates, phencyclidine (PCP), barbiturates, benzodiazepines, and me...

Can a child be a policy holder?

The policyholder is the owner of the insurance policy. In most types of insurance, your immediate family who live in your household are also automatically...

Can you get cash from a term life insurance policy?

Term life insurance does not offer a cash-value benefit. It is possible to use strategies like withdrawals or pay premiums to utilize your cash. Beneficia...

Is pregnancy test covered in insurance?

Most insurance plans will cover the test if you have risk factors for chromosomal abnormalities in your baby, but you might have to help pay for the costs...