The Daily Horizon

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What is the role of deposit insurance?

One way the FDIC maintains stability and public confidence in the U.S. financial system is by providing deposit insurance. The primary purposes of the Dep...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you buy a motorcycle without insurance in PA?

Motorcycle Insurance Coverages If you own and operate a motorcycle in Pennsylvania, you are required to purchase motorcycle insurance. Motorcycle insuranc...

Is car insurance in New Jersey expensive?

The average cost of auto insurance in New Jersey is $1,592 per year — 3% more than the national average. Your auto insurance premiums are dictated by fact...

Can you use car no claims on a bike?

Can I transfer my No Claims Bonus between vehicles? Your No Claims Bonus is non-transferable between different types of vehicles. You can, however, transf...

Do insurance policies form part of an estate?

No, it is only part of an Estate if the policy is not left to a beneficiary. Often, people do not list everything they own in their Wills. Life insurance ...

Can you get family insurance if not married?

Most insurance companies allow unmarried couples to combine coverage—and thereby get discounts and other valuable benefits. But again, not all insurance a...

Will my lender require flood insurance?

Is Flood Insurance Mandatory? Your mortgage lender may require you to buy flood insurance. Federal law requires anyone who buys a home with government-iss...

Does insurance cover the vehicle or the driver?

Contrary to popular belief, car insurance typically follows the car — not the driver. If you let someone else drive your car and they get in an accident, ...

How do I qualify for a free new boiler?

You must be in receipt of one of the following benefits to apply: Pension Credit Guarantee Credit Element. Income-related Employment and Support Allowance...

How much motorcycle insurance do I need for my motorcycle?

She has been a licensed Personal Lines Insurance Agent since 2005. Several variables go into determining how much motorcycle insurance will cost, includin...