The Daily Horizon

Featured Article

How much income do you need for 250k mortgage?

How much income is needed for a 250k mortgage? A $250k mortgage with a 4.5% interest rate for 30 years and a $10k down-payment will require an annual inco...

Read Full Article Browse environment

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How can I check if a company is real in China?

You can visit the National Enterprise Credit Information Publicity System website and search for registration records for the company using their Chinese ...

What is wet closing?

Dry Vs. Some states require wet closings (known as wet funding states) and mandate that sellers are to receive funding at the time of closing or within up...

How is cost of debt calculated for credit rating?

For Bookscape, we will use the synthetic rating (A) to estimate the cost of debt: Default Spread based upon A rating = 2.50% Pre-tax cost of debt = Riskfr...

Is it better to say doctor or physician?

Given this information, anyone can infer that the term “doctor” is used in reference to those who have completed doctoral programs in medical schools, reg...

How much does a 1 year CD pay?

A one-year CD with a rate of 0.50% earns $50, while a CD with a rate of 0.10% earns $10. Can you lose money in a CD? Only if you withdraw before the CD te...

Does everything go to the spouse after death?

Many people are surprised to hear that a surviving spouse does not simply inherit everything from the deceased spouse. Joint property: Any asset that is t...

Should I put my personal assets in an LLC?

Forming an LLC to protect your personal assets must be done in advance, not after you’ve already been sued. However, they’re effective only in lawsuits ar...

Does Capital One always sue?

While most credit card companies will sell their defaulted (i.e., unpaid with balance due) accounts to a smaller company that focuses on debt collection s...

How is triple net lease calculated?

Triple net leases are calculated by adding the yearly taxes on the property and the insurance for the space together and dividing that amount by the build...