The Daily Horizon

Featured Article

Can a primary beneficiary decline life insurance?

Yes. A beneficiary may disclaim his or her interest in the policy. A disclaimer of benefits by a beneficiary will result in the proceeds being paid to who...

Read Full Article Browse environment

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you pay renters insurance late?

Most insurance companies for home, renters, auto, and “toys” will send you a reminder if you’re late or missing a payment. This will usually be a few days...

What small cars are tax free?

Cars with Zero Road Tax Kia Picanto. Alfa Romeo Mito 0.9 Tb Twinair. Ford Fiesta 1.0 Ecoboost. Toyota Yaris 1.5 Hybrid. Mitsubishi Outlander PHEV. What ca...

How long does it take for a death policy to come through?

Most major insurance companies do, however, handle such claims efficiently and speedily. Pay-outs are usually made within 30 days of the insured individua...

Can I be denied health insurance because of a pre-existing condition in India?

Yes, health insurance policy for pre-existing diseases is definitely possible; however it may lead to an increase in premium or denial in some cases. Can ...

Is hitting a deer considered a no fault accident?

If you accidentally hit an animal with your vehicle, your insurance agency will not find you at fault. But an accident involving an animal is not your fau...

Does California record out-of-state speeding ticket?

California Drivers License and Out-of-state Violations Unfortunately for California residents, if you get a traffic ticket in another state, the Californi...

When an insurance company goes after another insurance company?

Understanding Subrogation Subrogation literally refers to the act of one person or party standing in the place of another person or party. It effectively ...

What happens if a life insurance claim is denied?

A life insurer might deny the death benefit if the policyholder misrepresented information on their application, due to the manner of death, or because th...

Do insurance companies check if you have a license?

While providing a copy of your driving licence and other documents may be a minor hassle, insurers have a legitimate reason for carrying out a DVLA licenc...