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Does home insurance cover fire caused by cooking?

Fire insurance typically covers damage to your home and property even if you accidentally cause a fire. In fact, most home fires are caused by people, whe...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do insurance companies require a police report?

You are not by law required to file a police report to file an insurance claim. The insurance company will be more likely to deny your claim; and. If the ...

Is it illegal to hire undocumented?

The Immigration Reform and Control Act of 1986 (IRCA) makes it illegal for employers to knowingly hire or continue to employ undocumented workers. What to...

What are the consequences of fleeing the scene of an accident?

Most states impose fines of between $5,000 and $20,000. And there is very real potential for incarceration as punishment for a felony hit and run. Dependi...

What is covered under farm liability coverage?

Farm liability insurance can help protect you and your assets from lawsuits and losses caused by bodily injury and property damage. As a result, you can r...

Is Cyprus classed as Europe for travel insurance?

Cyprus is in the EU so it’s a good idea to take your European Health Insurance Card (EHIC) with you. This isn’t a substitute for travel insurance, but it ...

Can you have different addresses on car insurance?

No, getting car insurance with a different address is considered fraud. Car insurance companies check your address, so as tempting as using another addres...

Does insurance cover car hit in parking lot?

WILL INSURANCE PAY IF SOMEONE HITS MY PARKED CAR? Depending on your policy’s coverages, your insurance may help with the costs of repairing the damage to ...

Is payment protection insurance taxable?

Income Protection payouts are generally tax-free. This is why most insurers generally only allow you to insure 65% of your gross income as it works out as...

How do I contact Franklin Life Insurance Company?

Company Details NAIC Number : 63622. Phone Number: 217-528-2011. Company Address: FRANKLIN SQUARE. SPRINGFIELD, IL 62713-0001. Who took over Franklin Life...