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Is consolidating debts a good idea?

If you are struggling to keep up with your monthly payments, consolidating your debt in this way can certainly help alleviate financial stress. It can als...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can I write my own offer letter?

You can write an employment offer letter yourself or you can hire an attorney either to write it for you or to review one you have written. Another option...

What are the pitfalls of annuities?

Any annuity can be disadvantageous if it doesn’t match your goals Annuities Can Be Complex. Your Upside May Be Limited. You Could Pay More in Taxes. Expen...

Is it better to invest small amounts of money?

Making small investments may be a good option for those who don’t have in-depth knowledge of investing or don’t have much money to commit to the stock mar...

What should a first time home buyer know in Ontario?

First Time Home Buyer Guide Make sure you are down with the minimum down payment. Get a Pre-approval! Make sure you can afford the home you want. Shop aro...

What happens after mortgage disclosures are signed?

After the lender receives the signed Closing Disclosure from all borrowers, they can begin preparing loan documents. Once the loan documents are prepared,...

Is it smart to buy repo cars?

Buying repossessed cars can be a great way to save money. Buyers can often purchase a vehicle at a cost lower than fair market value. However, buying repo...

What happens when revenue exceeds cost?

When revenues exceed expenses, the company has a net profit. When expenses exceed revenues, the company has a net loss. Net income is an important measure...

What happens when you receive inheritance?

The beneficiary pays inheritance tax, while estate tax is collected from the deceased’s estate. However, you could pay taxes on assets that create income....

Do I have enough savings for a secure retirement?

Retirement experts have offered various rules of thumb about how much you need to save: somewhere near $1 million, 80% to 90% of your annual pre-retiremen...