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Why is it called inland marine insurance?

Why is it called “inland marine” insurance? This policy is called inland marine insurance because it’s an offshoot of ocean marine insurance, which protec...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Will homeowners insurance cover a generator?

Either kind of generator will keep your appliances running in a power outage. Many insurers will give you a discount of about 5% on your homeowners premiu...

What kind of insurance do you need for a condo?

While living in a condominium may feel like an extended vacation, you still need to consider how to protect your unit and personal property. Your condo or...

How do I get approved for pet insurance?

Many pet insurance companies require a thorough physical exam of your pet, or require all of your pet’s veterinary medical records to be submitted for rev...

How do you find out if you have points on your license in PA?

If you do not know how many points you have right now, you need to contact the PennDOT call center. They are the only one who can accurately give you the ...

Who gets paid the death benefit?

A death benefit is a payout to the beneficiary of a life insurance policy, annuity, or pension when the insured or annuitant dies. For life insurance poli...

Can you drop someone off health insurance at any time?

You can cancel your individual health insurance plan without a qualifying life event at any time. On the other hand, you cannot cancel an employer-sponsor...

Do you need a license to sell insurance in Virginia?

If you would like to sell insurance in Virginia, you must pass a licensing exam. To prepare for the licensing exam, you should take an insurance course. I...

Are insurance repairs tax-deductible?

Ordinary maintenance and repairs on your home are not tax-deductible, whether or not they are covered by homeowners insurance or a home warranty. The only...

How do insurance companies inspect roofs?

A roof inspection is a report that evaluates the current condition of your roof. The inspector will tell if there are any missing or damaged shingles, lea...