The Daily Horizon

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Will a reckless driving charge ruin my life?

Thankfully, in most cases, the older the charge, the less relevant it becomes. With a reckless driving charge on your record, it could impact any future c...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What type of insurance do recruitment agencies need?

What insurance does a recruitment agency need? Vicarious Liability. Protects you should claims be made against you for the actions of temps or contractors...

How long does a car dealership have to give you the title in Missouri?

If original seller is not a dealer, he or she must apply for title within 30 days to avoid a title penalty. Is Mississippi a title holding state? There ar...

What is dram shop liability coverage?

Liquor liability insurance, also known as dram shop insurance, is liability coverage for businesses that serve, sell, distribute, manufacture or supply al...

Does my employer have to provide life insurance?

Life insurance is an optional employment perk that does not have to be offered to any employees. If a company offers life insurance, there is no minimum o...

What happens to your insurance premium as your deductible goes up?

In most cases, the higher a plan’s deductible, the lower the premium. The lower a plan’s deductible, the higher the premium. You’ll pay more each month, b...

Is insurance claim tax free?

As per section 80C of the Indian income tax act, an insured is eligible for the tax exemption on the payout received at the end of the term period. The li...

How is annuity related to life insurance?

Life insurance and annuities both allow individuals to invest on a tax-deferred basis. Life insurance pays an individual’s loved ones after they die. Annu...

How much is the deductible on comprehensive auto insurance?

In most cases, comprehensive insurance is subject to a deductible, or a predetermined amount subtracted from a claim check — typically $500 to $1,500. Doe...

What provider treats lupus?

Rheumatologists are the doctors who specialize in treating diseases of the joints and muscles, like lupus. Is lupus considered a critical illness? Systemi...