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What are the restrictions on a junior license in PA?

Junior License Passenger limitation: Young drivers can have only one non-family member under 18 with them in the vehicle. After six months on the junior l...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Who was the first American President to make an appeal for national health insurance?

Harry Truman, who became President upon FDR’s death in 1945, considered it his duty to perpetuate Roosevelt’s legacy. In 1945, he became the first preside...

How long is the grace period for insurance company?

The grace period means it is a time the insurance provider gives after the due date to pay your premium before the policy becomes inactive. The grace peri...

Can you take a life insurance policy on someone without their knowledge?

When you’re getting life insurance, the person whose life will be insured is required to sign the application and give consent. So the answer is no, you c...

How is title insurance calculated in NY?

Title insurance rates can vary depending on the provider but most real estate attorneys will estimate 0.45% of the purchase price when you buy title insur...

Can you have two policies on the same vehicle?

Since insurance companies communicate with one another to prevent fraud, you’ll never end up with two pay-outs. As such, having two insurance policies in ...

What is a insurance reserve?

What Is a Claims Reserve? A claims reserve is a reserve of money that is set aside by an insurance company in order to pay policyholders who have filed or...

Do insurance companies pay settlements?

The insurance provider will usually prefer to pay you a settlement amount in return for your agreement not to pursue a lawsuit in court. It saves them the...

Can a car with a bent frame be fixed?

Yes, bent car frames can be fixed. They are fixed by trained auto body repair technicians with highly precise tools and hydraulic machines. These machines...

How long does an insurance company have to settle a claim in Arizona?

40 days Insurance companies in Arizona have 40 days to settle a claim after it is filed. Arizona insurance companies also have specific timeframes in whic...