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What is a standard exclusion in a general liability policy?

The most common exclusion on the typical general liability insurance policy is a claim of professional negligence or errors and omissions. A Business Owne...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Are life insurance proceeds taxable to a corporation?

When the death benefit from a corporate life insurance policy is taxable, the corporation still gets its money back tax free. The amount that the corporat...

What is the formula for calculating life insurance?

How To Calculate Life Insurance Coverage Calculate your total unavoidable expenses (TUE) Add Your Debts (D) and Subtract Your Assets (A) Add Arbitrary Res...

What is covered under comprehensive coverage?

Comprehensive coverage helps cover the cost of damages to your vehicle when you’re involved in an accident that’s not caused by a collision. Comprehensive...

What are the benefits of crop orchards animal and poultry insurance to the farmers?

By insuring the crops and the orchards, the farmers are covered against uncertainties that affect their produce, on which they depend for their livelihood...

Can you sell a car after an insurance claim?

Yes, you can. You can sell a car after an accident and make more money towards your new vehicle, or whatever else you may be saving for. What happens to i...

Did Julia Roberts and Richard Gere get along?

Julia Roberts (left) and Richard Gere (right) have remained lifelong friends. Julia, 52, and Richard, 71, have always shared “amazing chemistry”. Getty. A...

Can a car be insured in 2 names?

Is it illegal to have two policies on one car? No, doubling up on your car insurance isn’t illegal. However, if you make a claim from two insurance provid...

How long after accident can you claim?

The general rule for adults who are considering making a claim for personal injury compensation is that you have three years from the date of the accident...

Does the registered owner have to insure the car?

You do not have to be the registered owner of a vehicle to insure it, but legally you’ll need cover for any car you want to drive. Can I insure a car that...