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What is the advantage of insurance brokers?

Insurance brokers will help you assess your risk exposures and determine how to best manage these risks with insurance. They will review insurance quotes,...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does renters insurance cover accidental fire?

But will your renters insurance cover you if you accidentally set fire to your apartment? In short, yes. Renters insurance is designed to cover your perso...

What is insurance attachment?

Attachment Point — the point at which excess insurance or reinsurance limits apply. For example, a captive’s retention may be $250,000; this is the “attac...

What is the meaning of fashion world?

4 a way of life that revolves around the activities, dress, interests, etc., that are most fashionable. 5 shape, appearance, or form. What is fashion expl...

How do I get a life and insurance license in NJ?

HOW DO I GET MY LICENSE? Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Step 2: Schedule your exam with you...

At what age does your parents insurance stop covering you?

26 If you’re covered by a parent’s job-based plan, your coverage usually ends when you turn 26. But check with the employer or plan. Some states and plans...

Is Act of God covered by insurance?

The Act of God perils are mostly covered under all policies unless any plan deliberately excludes some perils. “However, Acts of God have to be clearly de...

What are primary occupations?

Primary jobs involve dealing with nature. An individual is concerned with the work of the environment or raw materials in this profession, such as – farme...

Is it illegal to have multiple life insurance policies?

There’s no rule issued by life insurance companies that disallows you from owning multiple life insurance policies. And there are some scenarios where it ...

Will homeowners insurance cover a civil lawsuit?

What Legal Expenses Could Be Covered? The personal liability portion of your home insurance policy can help provide legal defense, regardless of the outco...