The Daily Horizon

Featured Article

Does homeowners insurance cover floor collapse?

Will homeowners insurance cover sagging floors? As long as the damage was caused by a danger specified in the insurance policy for homeowners, the insurer...

Read Full Article Browse culture

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Who bought the Portman building society?

Nationwide Nationwide announced today that it is to merge with Portman in the biggest ever building society tie-up. The enlarged society, which will be na...

Are cleaning companies bonded?

All contractors who set foot in your business to do work of any kind, including cleaning, should have a minimum of 5 million dollars liability insurance. ...

What is a workers comp classification code?

Class codes, also called classification codes or workers’ comp classification codes, are three- or four-digit codes that insurance companies use to estima...

What is it called when a single company controls an entire industry?

A monopoly refers to when a company and its product offerings dominate one sector or industry. Monopolies can be considered an extreme result of free-mark...

Does mediclaim covering pre existing diseases?

Any hospitalisation or medical bill related to your pre-existing disease that is incurred during this waiting period, will not be covered by the insurance...

How does an out of state ticket affect your insurance?

Do out-of-state tickets affect insurance? Yes, tickets you receive while driving out-of-state can drive up your insurance costs. However, the way the stat...

How much is motorcycle insurance per month?

What determines the cost of motorcycle insurance? Coverage type Annual cost Monthly cost Liability, UM coverage, and collision insurance ($250 deductible)...

How much does insurance usually go up after a ticket?

1. Traffic Safety Conviction. For things like speeding, distracted driving, stunting or failure to stop at a stop sign, insurance companies might look the...

Do I need health insurance when traveling to Europe?

For US residents who are non US citizens, travel medical insurance is mandatory to be issued the Schengen visa. Given the cost of health care in Europe, t...