The Daily Horizon

Featured Article

Does paying off student loans give you credit?

Although it’s possible your credit score will see a minor dip right after you pay off a student loan, your score should ultimately recover and may even ri...

Read Full Article Browse culture

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is 30k a good savings?

It depends on your monthly payout and how much you spend every month for life. In my opinion, 30,000 dollars is not a lot of money for which you can buy a...

What is a good revenue growth rate for a company?

Industry Benchmarks Growth rate benchmarks vary by company stage but on average, companies fall between 15% and 45% for year-over-year growth. Businesses ...

What is it called when you spend less than your budget?

To “live within your means” means that what you spend each month is less than or at least equal to the amount of money you bring in each month. For many p...

Is it illegal to have an off shore bank account?

U.S. law does not prohibit a U.S. citizen from owning an offshore bank account. Indeed, there is nothing inherently illegal or improper about holding an o...

Why did my credit limit randomly increase?

Your credit limit likely went up because you received an automatic credit limit increase from your credit card company. Creditors periodically review card...

How do I find my homeowners association?

How to Find the Homeowners Association Associated With Your Address CC&R Recorded with the County. Find the Name of Your Community. Visit the State’s ...

Can you sell a house with a deed of trust?

If there’s a deed of trust on a property, the lender can sell the property and pay off the loan. Whether your loan falls under the mortgage or deed of tru...

What happens if you add more than 6000 to Roth IRA?

If you contribute more than the traditional IRA or Roth IRA contribution limit, the tax laws impose a 6% excise tax per year on the excess amount for each...

What happens when a stocks beta increases?

Beta indicates how volatile a stock’s price is in comparison to the overall stock market. A beta greater than 1 indicates a stock’s price swings more wild...